Effective Date: January 1, 2026
Last Updated: January 1, 2026
Welcome to MIKES BODY SHOP LLC. By accessing our website, submitting a financing application, or using our business lending services, you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use our website or services.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any modifications constitutes acceptance of the updated Terms.
MIKES BODY SHOP LLC is a direct business lender providing financial services including but not limited to:
All financing is subject to approval based on creditworthiness, business performance, and underwriting criteria. Submission of an application does not guarantee approval or funding.
To apply for business financing through MIKES BODY SHOP LLC, you must:
Applications containing false, misleading, or incomplete information will be rejected and may result in legal action.
When you submit a financing application, you authorize MIKES BODY SHOP LLC to:
We typically review applications within 24-48 hours. Approval timeframes may vary based on the complexity of your application and the completeness of submitted documentation.
If your application is approved, you will receive a loan agreement outlining specific terms including:
You must carefully review and sign the loan agreement before funds are disbursed. By signing, you agree to all terms and conditions specified in the agreement.
Failure to make timely payments may result in late fees, collection actions, negative credit reporting, and legal proceedings to recover amounts owed.
MIKES BODY SHOP LLC strives for transparent pricing. All fees will be disclosed in your loan agreement prior to funding. Potential fees may include:
We do not charge application fees or pre-qualification fees. You will not incur any charges unless you accept a loan offer and sign a binding loan agreement.
If you opt in to receive text messages from MIKES BODY SHOP LLC, the following terms apply:
By providing your mobile phone number and checking the SMS opt-in box, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from MIKES BODY SHOP LLC using an automated telephone dialing system (ATDS). These messages may include:
Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply based on your mobile carrier's service plan. Check with your carrier for details on your specific plan.
You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message. You may also contact us at mike@mikes-body-shop.com to request removal from our SMS list.
Reply HELP to any message for assistance, or contact us directly at mike@mikes-body-shop.com.
Consent is NOT a condition of purchase. You may apply for and receive business financing from MIKES BODY SHOP LLC without agreeing to receive text messages. Opting out of SMS communications will not affect your eligibility for our lending services.
Our SMS service is compatible with most major U.S. carriers including T-Mobile, AT&T, Verizon Wireless, Sprint, Boost, U.S. Cellular, and others. We cannot guarantee message delivery on all carriers or in all geographic areas.
Your mobile phone number and SMS consent information will not be shared with third parties for their marketing purposes. For more information about how we protect your data, please review our Privacy Policy.
All content on this website, including text, graphics, logos, images, and software, is the property of MIKES BODY SHOP LLC and is protected by U.S. and international copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
You agree not to use our website or services for any unlawful purpose or in any way that could damage, disable, or impair our systems. Prohibited activities include but are not limited to:
Violation of these prohibitions may result in termination of your access to our services and legal action.
Our website may contain links to third-party websites or services that are not owned or controlled by MIKES BODY SHOP LLC. We are not responsible for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and policies of any third-party sites you visit.
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or secure.
To the fullest extent permitted by law, MIKES BODY SHOP LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or inability to obtain financing.
Our maximum liability to you for any claim arising from these Terms or your use of our services shall not exceed the amount of fees you have paid to us in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless MIKES BODY SHOP LLC, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:
These Terms are governed by the laws of the State of Arizona without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved in the state or federal courts located in Maricopa County, Arizona.
You agree to first attempt to resolve any dispute informally by contacting us at mike@mikes-body-shop.com. If we cannot resolve the dispute within 30 days, either party may pursue formal legal action.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.
These Terms, together with our Privacy Policy and any signed loan agreements, constitute the entire agreement between you and MIKES BODY SHOP LLC regarding your use of our services and supersede any prior agreements or understandings.
If you have any questions about these Terms & Conditions, please contact us:
MIKES BODY SHOP LLC
890 East Chandler Boulevard
Chandler, AZ 85225
Email: mike@mikes-body-shop.com